So what even is Wedding Insurance?

You’ve booked your dream venue, you’re sending out the invites, you’ve ordered the prosecco and your mum’s already crying over the guest list... But what if something goes wrong before the big day? That’s where Save the Date wedding insurance comes in! It’s wedding day safety if anything goes wrong. It’ll cover you if your venue cancels, your cake goes MIA, or your DJ ghosts you (rude). In this feature we break down what is wedding insurance, why it’s important and why every couple needs it!

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If there was one thing engaged couples desperately need, it was a new, super cute, straightforward, wedding insurance. And that's how Save the Date was born!

When planning a wedding, it's highly likely you might face some unexpected challenges. Like a florist who ghosts you, a caterer who falls ill or even a venue that cancels last minute. Save the Date is here to protect you and your bank account if things don't go according to plan. If any sudden cancellations occur or someone's fallen ill, your payments will be covered.

When should you buy Wedding Insurance?

The best time to purchase wedding insurance is... when you send out your Save the Dates! As soon as you start investing in your wedding, such as securing the venue, booking suppliers, and even purchasing your wedding stationery, your money is at risk long before the big day. It’s better to be safe than sorry, right? By getting your wedding insurance policy early in advance, you can relax and enjoy planning your special day from the very start.

disco balls

What can Wedding Insurance cover?

  • Cancellation
  • Rearrangement 
  • Supplier Failure
  • Photo & Video
  • Car & Transportation
  • Ceremonial Clothing
  • Wedding Rings
  • Wedding Gifts
  • Flowers & Cake
  • Overseas Essential Docs
  • Personal Liability
  • Wedding Stationery
  • Public Liability for Guests
  • Marquee Cover
  • Ceremonial Swords
  • And more!
wedding cake

What isn't covered by Wedding Insurance?

As we know wedding insurance can cover a lot, but not everything. If someone gets cold feet or if you simply want to personally change the date, venue or even getting married altogether, your policy won’t cover the costs. It also won’t include things like bad weather, pre-existing medical conditions, or your honeymoon.

However, you can still protect your personal belongings while you’re away on your honeymoon. With Arma Karma, you can get covered from just £3.99 a month! So your rings, tech, eyewear, and so much more are protected. To get a quote click here.

How much does a Save the Date wedding insurance policy cost?

We strive to keep our pricing straightforward and fair. With no hidden fees, our prices start at just £14.49! By entering the total cost of your wedding, you'll have 3 cover options; Basic, Classic and Deluxe. The higher the cost, the more coverage you'll receive.

Our deluxe package also offers exclusive coverage for Wedding Stationery and Professional Counselling that isn’t available in the other packages.

Real stories that prove why you need wedding insurance

Just because everything’s going smoothly doesn’t mean things can’t take a a turn. While it’s easy to think, “that won’t happen to us”, the truth is unexpected hiccups happen way more often than you think. Wedding insurance isn’t being pessimistic, it’s about being prepared. So many couples have faced last-minute nightmares they never saw coming. These real-life stories are proof that wedding insurance can be a true lifesaver when disaster strikes.

  • Marquee supplier dipped! - Read the story here

In early 2025, many couples faced heartbreak when their wedding Marquees supplier, ceased trading and disappeared with their deposits. One couple lost a total of £1,800, completely disrupting their planned wedding and forced to find a simpler arrangement.

  • Photographer no-show - Read the story here

A bride shared her experience on a popular wedding forum about a photographer who, after being paid in full, ceased communication leading up to the wedding day. Despite last-minute assurances, the photographer did not appear on the day, forcing the couple to find a replacement urgently.

  • A Bride's Worst Nightmare - Read the story here

Back in 2023, a Bridal shop chain based in Wales abruptly closed, leaving many brides without their dresses. One bride had paid over £1,000 for her gown and was left uncertain about receiving it.

Can you get wedding insurance for an overseas wedding?

Yes you absolutely can! As long as you’re a UK resident, you can happily say “I do” on the Amalfi Coast under the Santorini sun, or on a beach in Bali, Save the Date wedding insurance is here to help protect your plans.

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From trend inspiration to expert tips, our blog has everything you need to plan your day your way. Need ideas for the little details? Looking for ways to keep things stress-free? Or just here for the dreamy wedding content?